Ultimate Online Shopping Safety Tips

   Today’s deal here discount

I love Giving Gifts and Holidays!

I love Christmas and Holidays gift giving along with making birthdays, anniversary and other life event special. We show our love and care to friends and family via gift we buy. A few years ago during Christmas holiday, I used to make a plan to shop for everyone by November to get relaxed December but that did not quite work, as many of best deals for shopping happens around Thanksgiving holiday or event better known as “Black Friday”.

Why I love Shopping Online:

For a few years I used to get up by 3 AM in morning to stand in line and getting pushed all over and losing deals if I was late even for 30 minutes. I got tired, grumpy and was losing on my holiday gift giving spirit. Until one day I realized that I can do most of the shopping online, even during black Friday and cyber Monday deals. Thus saving me headaches of driving, waking up early and fighting rushed, angry shopper crowd.

Since then I also do shopping online for other events throughout the year for birthdays, anniversary, kids gifts, and so on. I still love in store shopping experience once in a while when I am meeting my girl friend for relaxed chai latte and showing off my new handbag that I bought cheap from online. I simply back in love with joy of gift giving.

Edit (2022) Since Covid has hit, online shopping has been more popular than ever, staying safe from online credit card fraud has also been more important to consumers. Here are some updated tips to shop safely online.

Side Note: I only use and recommend safe and reputable online shopping companies here. I or other writers are not part of these company so always double check the price and product before buying as sometimes vendors changes information without us knowing.

Online Shopping Tips

Over the years I have learned a few online tricks and tips that I want to share for best shopping experience and avoiding headaches later on. Here’s a list of tips endorsed by better business bureau, you should consult when shopping online. Print this page and keep it in a handy place so it will be easy to review before you order.

  • Trust your instincts. If you don’t feel comfortable buying or bidding on an item over the web, or if you feel pressured to place your order immediately, maybe you shouldn’t.
  • Be knowledgeable about web-based auctions. Take special care to familiarize yourself not only with the rules and policies of the auction site itself but with the legal terms (warranties, refund policy, etc.) of the seller’s items that you wish to bid on.
  • Double check pricing. Whether the product is being sold as new or used, be suspicious of prices that are too good to be true. Also consider carefully whether you may be paying too much for an item, particularly if you’re bidding through an auction site. You may want to comparison shop, online or offline, before you buy.
  • Find and read the privacy policy. Read the privacy policy carefully to find out what information the seller is gathering from you, how the information will be used, and how you can stop the process. If a site does not have a privacy policy posted, you may not want to do business with that site. If it does have a privacy policy, there will probably be a link to it from the seller’s home page, or it could be included with the Legal Terms.
  • Review the return, refund, and shipping and handling policies as well as the other legal terms. If you can’t find them, ask the seller through an e-mail or telephone call to indicate where they are on the site or to provide them to you in writing. See Legal Terms.
  • Check that the Internet connections are secure. Before you give your payment information, there are various icons and software programs that indicate that security software is in place. See Security.
  • Use the safest way to pay on the Internet. Pay for your order using a credit card. See Payment.
  • Print the terms. You should print out and date a copy of terms, conditions, warranties, item description, company information, even confirming e-mails, and save them with your records of your purchase. Record-keeping is important until you get your items delivered properly.
  • Insure the safe delivery of your item. If you’re concerned about the safety of your package if there’s no one home to receive it, ask whether you can specify that the shipper must receive a signature before leaving the package. Or, it may be safer to have the package delivered to your office. See Delivery.
  • Inspect your purchase. Look at your purchase carefully as soon as you receive it. Contact the seller as soon as possible if you discover a problem with it. Tell the seller in writing about any problem that you are concerned with, ask for a repair or refund, and keep a copy of your correspondence.

Other Important Keys to Note When Shopping Online.

1. Know your Merchant:
It’s a good practice to be familiar with the name or reputation of any company you’re dealing with. You can often find helpful information about online companies from Internet news sources, directories, and rating services. The Federal Trade Commission maintains a web site (www.consumer.gov) that provides many buyer’s guides, lists of tips, and links to helpful resources. (Keep in mind that Yahoo! recommends to all merchants within Yahoo! Shopping that they post relevant information about themselves and their business on an “Information” page. Yahoo! Shopping also provides a rating system, whereby customers are able to evaluate merchants. If you see this symbol Top Service next to a listing, it means that the merchant has provided “top rated” service to customers.)

2. Protect your privacy:
Know what information the merchant is collecting about you, how it will be used, and if they share it with or sell it to others. You can do this by checking the web site to make sure there is a privacy policy posted, and that you’re comfortable with the way your personal information is treated under that policy. Look for seals from privacy enforcement organizations like TRUSTe or BBBOnLine. Be cautious if you’re asked to supply personal information not needed to make a purchase, such as your Social Security number or personal bank account information. (We post a link to our Yahoo! Privacy Policy at the bottom of most Yahoo! pages. In our policy, written in collaboration with the TRUSTe organization, we explain when and where we collect personal information, and how we use it. We have recommended to merchants using Yahoo! Store that they post a similar policy on their sites.)

3. Get the Details:
Check for expected delivery dates, shipping and handling fees, warranties, return policies, and other important information. Look for an email address to write to (or a phone number to call) if you have a question, a problem, or if you need help. (We recommend to all Yahoo! Store and Shopping merchants that they post all of this pertinent information on their “Information” pages and that they stay in touch with customers using the email and order-tracking tools that we provide. Look for such a page on any Yahoo! Store.)

4. Use a Credit Card and Safeguard Your Password:
It’s a good practice to pay with credit cards, because under federal law (and your credit card agreement) your liability for an unauthorized charge is limited to $50. When using a credit card online, look for an unbroken key or padlock (a graphical icon usually located in the bottom corner of the web page), or for a policy that indicates use of strong security technology such as SSL. This indicates that your credit card data is transmitted securely. Keep your passwords safe, and don’t share them with other people. (Yahoo! Shopping makes credit card purchases simple and safe, with one centralized Yahoo! Wallet and an SSL-secure password. We also offer the Yahoo! Visa Card, a credit card that guarantees risk-free online shopping.)

5. Keep Good Records:
Make sure to print or save electronically any records related to your online transactions. This will help you keep track of shipping dates, shipping and handling fees, and other details of your transactions. (Yahoo! Store allows for an automatic email confirmation to be sent whenever someone orders something. The system also allows for subsequent email updates, and always includes the URL for online order tracking. We recommend to all Yahoo! Store merchants that they use this tool. It’s a great way to stay in touch and allow customers to update their records.)

•  For an in-depth collection of links and web resources on this subject, please visit and bookmark our Full Coverage of Online Shopping Safety.

•  To file a complaint about a fraudulent business practice or to get free information on how to spot, stop, and avoid one, call the Federal Trade Commission, toll-free, at 1-877-FTC-HELP (382-4357) or visit www.ftc.gov and click on “Consumer Protection.”

Source: Yahoo Shopping and BBB online (Better Business Bureau)

For more gift ideas for birthdays, anniversary, Christmas, Valentine day, mother’s day, Father’s day, Baby shower or just because you deserve the best gift for yourself, check out our gift ideas with reviews, as we have shown pros and cons of each products.

Top Inexpensive Jewelry Gifts

                               Many times, buying the expensive jewelry is not possible for everyone’s budget. For those other times, when staying under the budget is important and you will want to dazzle and impress you girlfriend, wife or special women in your life, these beautiful earrings and other jewelry under $25 will be perfect choice. They still look beautiful and give you best value for your money. A win-win situation when money is tight.

Frugal Gifts For Her:

Please check out our top five choices for under $30 budget, you will be glad to find this as we were;

1. SCER009 Lavender Blue And Clear Swarovski Crystal .925 Silver Lever back 1.5″ Long Dangle Earrings

Serling silver lever back 1.5″ dangle earrings with Light Blue, Lavender and Clear Swarovski crystal. Right now Amazon has under $20.

These delicate earrings are a perfect accompaniment to our Swarovski crystal necklaces and bracelets. The cool hues of the crystals perfectly complement each other, causing beautiful reflection and sparkle. The dangle allows for movement and visual interest. A sure hit with that perfect outfit at work, school, or a special occasion.

Remember to check out our complementing Swarovski crystal items for a perfect ensemble!

*Measures approx. 1.5 inches in length from top of lever to bottom of dangle
*Sterling silver lever back finding

Earrings will be shipped in FREE Gift Earrings boxes making it easy for you to surprise some one.

Click here to buy: SCER009 Lavender Blue And Clear Swarovski Crystal .925 Silver Lever back 1.5″ Long Dangle Earrings

 

2. Yellow Gold Plated Sterling Silver Sapphire with Diamond-Accent Flower Ring

 

  • Gemstones may have been treated to improve their appearance or durability and may require special care.
  • The natural properties and composition of mined gemstones define the unique beauty of each piece. The image may show slight differences to the actual stone in color and texture.
  • Sapphire is September?s birthstone.
 
I really like this ring and wear it all of the time, unless I’m cleaning, or doing some sort of housework. It is so pretty and expensive looking but cheap enough for anyone’s budget. Don’t let the “gold plated” part of the description influence you not to buy – it has held up as well as 14K, and I’ve had it for 10 months. I would recommend this as a gift, or for yourself.
 
 

 

3. 18k Yellow Gold Plated Sterling Silver Ruby and Diamond Heart Pendant

A pendant made of 14 rubies arranged into a heart enclosing a diamond hangs from an 16-inch box chain and fastens with a spring ring clasp. The size of the necklace, 19 millimeters high by 13 millimeters wide, makes this the perfect, delicate accessory with a variety of outfits. The sparkling, genuine gems add femininity to business attire, dress up casual wear, and become a dramatic focal point when worn as the solo accessory with your little black dress. Both the chain and the charm are made of 18-karat gold overlay and sterling silver.

Click here to buy: 18k Yellow Gold Plated Sterling Silver Ruby and Diamond Heart Pendant

 
 

4. SCER155 10 MM White Swarovski Pearl And Swarovski Crystal Silver Leverback 1.5

Gorgeous Sterling Silver dangle Earrings, Crafted with Adorable 10 MM White Swarovski Pearl and Swarovski Crystal.

It comes with Secure Leveback findings and offer this adorable piece at an incredible Price

Length of this Earrings is 1.5 Inch Long. Earrings will be shipped in FREE Gift Earrings box making it easy for you to surprise some one.

Click here to buy: SCER155 10 MM White Swarovski Pearl And Swarovski Crystal Silver Leverback 1.5

 

5. Sapphire Open Heart Pendant in Sterling Silver on an 18 inch Necklace

This heart shape Pendant is beautiful to look at easy to afford for yourself or gift to someone.

Lovely open heart pendant in sterling silver with a single genuine sapphire. Chain is silver and 18 inches long. Gem inside is Sapphire. This would make a perfect choice for valentine day gift to your girl friend or wife. It is simple token of love that will not break your bank for under 25 dollar.

 Click here to buy: Sapphire Open Heart Pendant in Sterling Silver on an 18 inch Necklace

More Inexpensive Jewelry Gift ideas:

Jewelry Gift ideas for Under $25 : Jewelry Under $25

Jewelry Gift Ideas under $50 : Jewelry Gift Ideas Under $50

Jewelry Gift Ideas Under $100: Jewelry Gift Ideas Under $100

More gift ideas for Christmas Gifts and Valentine day Gifts check out gift ideas reviews.

Best Diamond Earrings for Women

Diamonds have been girl’s best friends for ages and it simply long lasting gift that melts the women in your life always. Here are a few top selling earrings for any women in your life such as girl friend, wife, your mom, a daughter or yourself even. Please check out these bestselling diamond earrings that will please most women!

1. Solitaire Stud Black Diamond :Earrings 1/2 Carat (ctw) in 14K White Gold

You can make a statement with a pair of stunning 14 karat white gold black diamond stud earrings! Each pair of diamond studs includes a ½ carat of bold black round diamonds (1/4 carat per stud) firmly placed in the warm embrace of a glistening 14 karat white gold four prong basket setting. This spectacular deal of simple and elegant diamond earrings is available at an exclusive price.

These earrings are an exceptional deal and value. They sparkle and look great on the ear. The size is perfect if you are looking for every day earrings. These earrings are much smaller in person than its seems from images, just keep that in mind.
Jewelry Information
Brand Name: MyJewelryBox
Metal stamp: 14K
Metal: white-gold
Gem Type: black-diamond
Setting: Prongs
Item Length: 0.14 inches
Width: 0.14 inches
Length: 0.14 inches
Back finding: post-with-friction-back
Number of stones: 2
Stone Weight: 0.5000 carats
Black-Diamond Information
Stone shape: round-shape
Minimum color: Black
Minimum Clarity: I2-I3
Stone Creation Method: Natural
Stone Treatment Method: Irradiated

Click here for more Information: Solitaire Stud Black Diamond Earrings 1/2 Carat (ctw) in 14K White Gold

2. Oval Gemstone & Round White Diamond Ladies Fashion Dangle Earrings, Available In 10K/14K/18K Gold

These 10k Gold Round Brilliant Cut Diamond Stud Earrings  are the most wanted and popular diamond stud earrings ever. Beautifully set in 10k gold with sparkling icy white Round Brilliant Cut Diamonds. So elegant and classic!!!!! The decent size and classic look make these diamond stud earrings are the most perfect jewelry for day and night, and for any occasions.  This earring is available in both white gold and yellow gold. Simple, Modern, Classic and also under $100!!!! The best diamond stud earrings for yourself and your loved ones.

Jewelry Information
Brand Name: Diamond Delight
Metal stamp: 10k
Metal: white-gold
Gem Type: white-diamond
Setting: bezel
Diameter: 5 millimeters
Height: 5 millimeters
Width: 5 millimeters
Length: 14 millimeters
Back finding: post-with-friction-back
Total metal weight: 0.5 Grams
Number of stones: 2
Stone Weight: 0.05 carats
White-Diamond Information
Stone shape: round-shape
Minimum color: GH
Minimum Clarity: I-SI
Cut: good-cut
Stone Creation Method: Natural
Stone Treatment Method: Not-treated

Click here for more Information on: : Oval Gemstone & Round White Diamond Ladies Fashion Dangle Earrings, Available In 10K/14K/18K Gold

3. 14K Gold, Hoop Diamond Premium collection Earrings

The tasteful and exquisite glamour of this sparkling diamond earring makes it the perfect accessory for your business wardrobe or your most fashionable evening gown. These 14k white gold diamond earrings make a great addition to any jewelry collection and can be worn on many occasions. These earrings are prong set with 2 round shape blue diamonds. The diamonds have a total carat weight of 1.00 carat. The diamonds are blue color and SI-I1 clarity. These earrings are part of our blue diamond collection of jewelry. These hand crafted sparkling diamond earrings will light up her face with a brilliance she’s never seen before.

Jewelry Information
Brand Name: DivaDiamonds
Metal stamp: 14k
Metal: white-gold
Material Type: diamond, 14-karat-gold, white-gold, gold
Gem Type: Diamond
Setting: 4-prong
Back finding: Friction Post
Number of stones: 2
Stone Weight: 1 carats
Diamond Information
Stone shape: round-shape
Minimum color: Irradiated Blue
Minimum Clarity: SI-I1
Cut: very-good-cut
Minimum Total Carat Weight: 1.00 carats(View Earring on Ear)
Stone Creation Method: Natural
Stone Treatment Method: Natural

Click here for more information on: 14K Gold, Hoop Diamond Premium collection Earrings

For more gifts for Valentine day Gifts and Gifts for Her : Check out Christmas Gift ideas

Other Related Diamond Earrings

Click here to Check out: Bestselling Diamond Earrings